1. Understanding your situation
The first step in your journey is an initial conversation and a subsequent meeting that will enable us to fully understand your situation and get to know you better.
We will gather details on your personal and financial circumstances, taking into account your existing assets and resources. From there, we’ll discuss your goals and aspirations, as well as your attitude to risk. What we learn from you at this stage will form the foundation of our future analysis and recommendations.
By taking the time to really get to know you and what’s important to you, we can deliver better outcomes. We believe that this approach not only makes sense, but it is also a vital first step that is often overlooked by many.
2. Analysis and design of your financial plan
After we have gathered all the necessary details from you, we’ll turn our attention to analysing the information. We use the latest analytical tools to understand the breakdown of your existing assets and how these are performing against your set objectives.
We believe that a critical part of financial planning is ensuring there is a match between your goals, aspirations, attitude to risk and the eventual asset allocation of your investment plan.
Once we have completed our analysis, we’ll design your bespoke plan. As part of this, we’ll take into account your tax situation, making sure your assets are placed in the best tax treatments allowed in the UK.
3. Presentation of your plan
We start from the premise that there’s no point in recommending a strategy that we can’t explain easily, or that our clients won’t understand. We will therefore always present our recommendations in a simple and straightforward way.
You will also get a written explanation of all our recommendations in language that’s designed to be understood. These recommendations can be provided to you by email or hard copy, whichever format you prefer.
We will store a copy of our recommendations, supporting information and any other important documents you provide on a personal and secure website that you can revisit whenever you like.
4. Ongoing service
We believe that an ongoing relationship is where the real value of financial planning lies.
Keeping your plan on track through close monitoring is the most important part of what we do; we’ll arrange regular meetings and conversations so that we can ensure your strategy is fit for purpose.
As things change over the years, whether this is in life, tax changes or legislation changes, we will always be there to ensure that we remain on top of everything, so that you have the best chance of achieving what’s most important to you.