Guide: 7 key allowances you might want to use before the end of the 2025/26 tax year

4th February 2026

The new tax year will start on 6 April 2026, and many of your important allowances and exemptions will reset. Checking whether you could use these valuable allowances before the end of the 2025/26 tax year on 5 April 2026 might help your money go further.

Before you make any decisions, ensure that you understand which allowances fit into your financial plan and suit your goals. If you have any questions, please contact us.

Read this guide to discover seven allowances and exemptions you may want to make the most of before the end of the current tax year, including:

ISA allowance
Junior ISA allowance
Dividend Allowance
Capital Gains Tax Annual Exempt Amount
Marriage Allowance
Pension Annual Allowance
Inheritance Tax annual exemption

Download your copy here: 7 key allowances you might want to use before the end of the 2025/26 tax year

Please get in touch if you’d like to speak to us about your allowances for the 2025/26 tax year and beyond.

Please note: This guide is for general information only and does not constitute advice. The information is aimed at retail clients only.

Please do not act based on anything you might read in this guide. All contents are based on our understanding of HMRC legislation, which is subject to change.

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