Family finances

Background

Sanjay and Myra were in their late 50s and had two grown-up sons.

They approached us because they wanted to know if they were on track to retire when they wanted to and whether they could assist their sons with property deposits and wedding costs.

What we did

Once we had spent time really getting to know the couple, we were able to create a bespoke and robust plan for them, incorporating all of the things that were important to them.

We were able to show them how and when they could assist their sons, as well as what their retirement income was set to look like. In light of our recommendations, we rearranged Sanjay and Myra’s investments and pensions so that their overall investment charges were reduced, and their assets were aligned to their financial plan and goals.

The results

Sanjay and Myra are now much clearer about their financial position.

Now that they have a bespoke plan, they have the much-needed peace of mind, clarity and confidence that they were looking for.