Consolidation: Why it could help you beat the challenge of keeping track of pensions

Man opening an envelope

Your pension might not be something you think about often. Unlike your current account or even ISA, it could be decades before you’ll be able to access it. So, it’s not surprising that keeping track of pensions isn’t a priority for many people. However, it’s important for effective retirement planning and ensuring you’re on track. […]

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Are you taking enough risk with your pension? Being too cautious could mean lower returns

Hand removing a wooden block from a Jenga game

Research suggests that millions of workers are being too cautious with their pensions. Taking too little investment risk with retirement savings could mean your pension is much lower than it could have been. It could affect your retirement lifestyle. Pensions and investment risk If you pay into a defined contribution (DC) pension, your money will […]

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After 2 “once in a lifetime” economic events in 12 years, how can you protect your assets?

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In the space of just 12 years, the global economy experienced two events that are considered “once in a lifetime” occurrences. As well as having an impact on economies, the 2008 financial crisis and 2020 Covid-19 pandemic are likely to have affected your finances too. Many people will remember the impact of the 2008 financial […]

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